Storm Damage/Insurance Claims
If you have insured your property, you are commonly covered for storm damage. This means that any repairs you need will be paid for by your insurance company. If you are unclear about your terms and agreements, please get in touch with them to find out exactly your position and also contact us to stabilize the issue before going ahead with repairs.
Depending on your policy, most properties will be covered for storm damage. They will usually look at three main questions. First off, is it agreed that there were in fact storm conditions on the date the damage occurred? Next, is the damage consistent with the type of weather that day. Finally, was it the weather conditions that caused the damage, or were there other factors that mean this issue would have been caused anyway. These questions can be a simple process to prove, particularly when you have brought in a high standard, professional-level company such as ourselves, who are used to dealing with insurance companies.
What is covered
All insurance policies are different. Usually, you will be covered for any form of damage caused by extreme weather unless the incident is due to your own neglect of the property in the first place. Get in touch with the company your home is insured with and discuss with them exactly what is covered. You can also communicate with us, and together we will have you back on your feet in no time.
The existing condition of your property
The existing condition of your property will be taken into account by your insurance company. You will usually only be covered if the damage was not due to occur anyway, ie. your roof was already damaged. This means that for your insurance to be valid in the instance of a storm you must keep your roof in a good condition. Performing regular checks yourself for any signs and working with a professional roof inspection service to ensure no smaller damage issues become bigger without you knowing.
Prevention of storm damage
The best way to protect your roof in Parker, CO, is to work with us and have a semi-regular roof inspection. We usually recommend every 1-5 years depending on the condition of your roof. Please feel welcome to get in touch and we can give you more of an idea of what your property will require. Our expert inspections make a thorough assessment of your roof, both internal and external and will flag up any issues that only a trained eye can spot. We will recommend any repairs that you may need and perform those for you to the highest standard. You can also help yourself by making regular checks yourself. Looking out for any obvious damage to your roofs surfacing, any loose nails, or any leaks will give you an immediate sign that you should get an expert in. These prevention methods will help you to keep your roof at the strongest it can be, therefore avoiding any damage from storms as much as possible.